Hogan Insurance Services, Inc.
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Commercial Property Casualty Insurance
Hogan Insurance Services is proud to introduce our Commercial Insurance Division and the Hogan Commercial Service Package. Let us provide you with the Commercial Insurance that fits your needs:
 
  • Choice of Insurers: we represent a number of insurance carriers; we have the capability of identifying and accessing the program that best fits your needs.
  • Licensed in All 50 States: we meet your insurance needs nationwide.
  • Effective Risk Management: we provide you with thorough risk evaluation and recommendations of alternative options.
  • Reliable Provider: we have expertise in areas such as commercial property insurance, general and professional liability and workers' compensation, director & officers' liability, employment practices liability.
  • Commitment to Service: led by Debbie Ballard, who has significant experience managing and servicing Commercial Insurance Operations, the division expands upon Hogan Insurance's history of service and quality.

Hogan Solutions Survey
The Hogan Solutions Survey is an exposure metric. It takes place prior to contacting any Insurance Carrier on the client's behalf. Each report is filed with the business owner and provides:

 

 

  • A comprehensive evaluation of all operations and exposure to loss
  • An assessment of past claims and exposure. 

    Hogan Solutions Gap Analysis
    The Hogan Solutions Gap Analysis begins with a coverage comparison report that compares the exposure revealed by the Hogan Solutions Survey to the client's current insurance program. Included in the report are:
     

     

    • Gap Assessment - graphical view of the gap(s) that currently exists between a client's insurable and uninsurable exposures and their current insurance program.
    • Gap Analysis - detailed explanation of actions that will address existing issues and potential risks.
     
    Hogan Solutions Plan
    The Hogan Solutions Plan outlines concrete steps for the client to close the gaps that might exist or to strengthen their current program. Individualized plans include, but are not limited to:
     

     

     

    • Program Value and Net Cost Assumptions - minimizes client costs while insuring all known exposures.

    Interim Review
    Interim Reviews are scheduled, by appointment, in regular intervals throughout the coverage period to ensure that any changes in client operations are noted and addressed. The reviews include:

     

     

    • Review of any claims activities/ status.
    • Evaluation of all client services rendered to date.
    • Assessment of any specific risk management program initiatives that might be underway.
     
    Renewal Review
    Between 90 to 120 days prior to policy expiration, Hogan Insurance reviews the client's current program and re-evaluates their needs. The review encompasses:
     
     
     
    • Existing client coverage and potential risks.
    • Discussion of alternative market placements at better coverage's and prices.
    • Client Renewal Proposal based on best prices, terms and coverage's with new Interim Review Plan for the year.