To ensure a successful implementation of these programs we designed with our customers, our commitment continues with safety education.

• We provide you with a Safety Manual designed specifically with your needs in mind
• We assist you in hosting Safety Meetings with Agendas; Content and Presentations
• We review all claims; reviewing all open cases and developing a plan to close the case and get your employees back to work.
  

   

Self-Insurance -- Many large, stable employers and government agencies are self-insured for workers' compensation. To become self-insured, employers must meet all requirements and obtain a certificate from the Department of Industrial Relations. Private employers must post a security deposit as a condition of receiving a certificate of consent to self-insure.

Private Insurance -- Employers may purchase insurance from any of the approximately 300 private insurance companies which are licensed by the Department of Insurance to transact workers' compensation insurance in California. Insurance companies are free to price this insurance at a level they deem appropriate for the insurance and services provided.

State Insurance -- Employers may also purchase insurance from the State Compensation Insurance Fund, a state operated entity that exists solely to transact workers' compensation insurance on a non-profit basis. It actively competes with private insurers for business, and it also effectively operates as the assigned risk pool for workers' compensation insurance.